Client Agreement

Credit Repair Service Agreement 

Credit Repair Specialist:

Karina Rodriguez 

info@diporusa.com 

www.diporusa.com 

(224)387-6872

This Diporusa LLC - Credit Repair Service Agreement (the "Agreement") is entered into on this day by and between Client (Hereinafter referred to as “Client”) and Diporusa LLC (Hereinafter referred to as “Company”) effective as of the date signed below. 

The Company agrees to provide credit repair services to the Client. These services include: 

● Reviewing credit reports from all 3 credit bureaus. 

● Identifying inaccurate, outdated, or unverifiable items. 

● Drafting and sending dispute letters to bureaus and/or furnishers. 

● Providing monthly updates and credit coaching. 

Note: Services provided are for educational purposes and do not constitute legal, financial, or tax advice.

Authorization to Act on Client’s Behalf:

Client hereby authorizes The Company and its authorized agents to act on their behalf for the purpose of obtaining, reviewing, and disputing information contained in the Client’s credit reports. This includes corresponding with credit bureaus, creditors, and other data furnishers as needed to perform the services outlined in this Agreement. This authorization is granted with the understanding that a signed authorization form has been provided by the Client and is attached to this Agreement or retained in Company records.

Client Responsibilities: The Client agrees to: 

• Provide full and truthful personal information, including identification, supporting documents, and credit access as necessary, and consent to the use of such information for the purpose of providing credit repair services.

• Respond in a timely manner to all Company communications and document requests.

• Maintain timely payments on open credit accounts.

• Avoid applying for excessive new credit during the service period.

Failure to fulfill these responsibilities may delay or limit progress, and may result in service termination. 

Fees: Clients may choose between monthly service or a one-time service:

Clients who select the one-time service will receive a full consultation, one round of disputes, and a customized action plan. Additional work or follow-up will require new agreement service renewal.

Terms & Cancellation: 

● Fees are clearly disclosed and agreed upon prior to initiating service. 

● We do not charge upfront fees for unperformed services in compliance with federal and state laws. 

● Month-to-month agreement for clients on the monthly plan. 

● Clients may cancel at any time with a 5-day written notice before the next billing cycle. 

● No cancellation is required for one-time service after delivery is complete. ● All fees for work already performed are non-refundable. 

Termination: Either party may terminate this Agreement at any time with written notice. If the Client terminates: 

● Fees for work already completed will remain due. 

● The Company will have no further obligations after termination. 

Legal Compliance: 

The Client acknowledges having read and understood their rights under the Fair Credit Reporting Act (FCRA). The Company agrees to operate in accordance with all applicable consumer protection laws.

Disclaimer:

The Company will comply with the Credit Repair Organization Act (CROA). We do not guarantee specific score increases, the removal of negative items, or specific timeframes. Credit repair outcomes depend on individual credit histories, responses from creditors, and actions by credit bureaus. 

Consent and Acknowledgement: 

By signing below, the Client confirms and agrees that they have read and understood the entire agreement. No promises of overnight results were made. They are purchasing credit education and dispute assistance services—not “credit repair” in a legal sense. They voluntarily accept and agree to the outlined responsibilities and terms.

I certify that the information provided above is accurate to the best of my knowledge. I give consent to Diporusa LLC to use this information for the purpose of credit repair services and communication.